Where can I withdraw money from my PC Mastercard?
As a
Just head to the closest PC Financial bank machine, located in many Shoppers Drug Mart® and Loblaw banner grocery stores for free withdrawals from your account.
Consumer banking (since 2020)
Unlike its former banking service, which was provided by CIBC, PC Money Accounts are issued directly by President's Choice Bank. The PC Money Account card can be used to collect PC Optimum points on purchases, and can be used online and worldwide at any retailer that accepts Mastercard.
You can withdraw cash from your PC Money™ Account without incurring fees through one of our many PC Financial ATMs. You can also withdraw cash from a 3rd party ATM, subject to a fee (see fee schedule).
- Insert your credit card into an ATM.
- Enter your credit card PIN.
- Select the “cash withdrawal” or “cash advance” option.
- Select the “credit” option, if necessary (you may be asked to choose between checking, debit or credit)
- Enter the amount of cash you'd like to withdraw.
It's also accepted at over a million bank machines worldwide, along with banks, currency exchange locations, stores, restaurants among other places. You can use it anywhere the Cirrus®, or Maestro® logos, or the Mastercard® symbol are displayed.
Yes. There is a $3.75 per transaction fee to get cash over-the-counter (OTC) at a Mastercard® member bank. OTC withdrawals are available up to the daily withdrawal authorization limits, provided the Available Balance in your account is greater than or equal to the cash withdrawal amount requested.
Unlike a typical Mastercard® credit card, the PC Money™ Account directly withdraws your own funds to make a transaction, instead of drawing from a portion of your available credit due to be paid back to the bank.
The main benefits of a PC Mastercard include the reward points, the convenient mobile app, and the fact that none of these cards have an annual fee. Plus, you're able to add up to 4 additional cardholders to your account at no extra cost. Let's take a look at these benefits in more detail.
Redeem with as little as 20,000 PC points, worth $20 in free food! Start-up offer of 20,000 PC points. Get approved online and receive 5,000 PC points extra. With many other valuable features and a variety of useful optional products, the PC Mastercard may be the only credit card you'll ever need.
What bank is PC Financial associated with?
President's Choice Financial® Mastercard® and PC Money™ Account are provided by President's Choice Bank. The PC Optimum™ loyalty program is provided by President's Choice Services Inc.
The PC Money Account is a bank account reimagined. It works like a bank account, but you can use it worldwide, even online, anywhere Mastercard® is accepted.
$50,000. Maximum Daily Money Movement Limit. $50,000. All ATM Withdrawal transactions must be for at least a minimum of $20 (CAD). ‡ Daily Limit period is 00:00-23:59 Eastern Standard Time.
For your protection, daily debit card transactions are limited to $1,000 in ATM withdrawals and $1,500 in transactions, providing the funds are available in the account. This answer has been viewed 9018 times.
- Sign into your online banking (app or desktop).
- Select Transfer.
- Choose the credit card for Pay From, and the bank account for Pay To.
- Enter the amount and confirm.
- Confirm you approve the cash advance.
- Wait a few minutes and check the bank account.
| Bank | Account | Withdrawal limit |
|---|---|---|
| Ally | Debit Mastercard | $1,000 |
| Bank of America | Advantage Banking Debit Card | $1,504** |
| Capital One | 360 Checking Card | $1,000 |
| Discover Bank | Cashback Debit | $5010 |
The President's Choice Financial® Mastercard® is your key to free. It's easy, you'll earn PC Optimum points for every dollar you spend on your PC Financial® Mastercard everywhere you shop. So the more you use the card the more points you'll earn. All with no annual fee.
Other fees are: cash advance at a bank machine or teller in Canada: $5; cash advance outside Canada: $7.50; overlimit charge if over the credit limit on statement date: $29 (for Quebec residents: $0); cash equivalent transaction (such as for a wire transfer or money order): 1% (minimum $5, maximum $10); dishonoured ...
The PC Financial Mastercard allows purchases up to $200 via tap-enabled technology within our Loblaw locations. If the purchase amount is higher the customer will be prompted to use their physical plastic card. All other cards within Google Pay will have a $100 payment limit in our stores.
If you want to get cash from your credit card, but don't want to use a cash advance, you can try utilizing credit card cash-back rewards, buying a prepaid gift card, asking a friend for the cash while you make a purchase for them on your card, and more.
How can I withdraw money from my Mastercard without a PIN?
How to withdraw money from a credit card without a PIN. Sometimes you can use a pay code-enabled ATM to withdraw money from a credit card without a PIN. If this option is available, you can use your card from your mobile app, prompting a QR code for you to scan at the ATM, allowing you to withdraw cash without a PIN.
The PC Insiders World Elite Mastercard is the only card on this list with a welcome offer— one worth $150. It also earns the most PC Optimum points per dollar of any of the PC Financial cards, earning you 40 PC Optimum points per dollar at Loblaw-owned grocery stores and 50 points per dollar at Shoppers Drug Mart.
That said, you can use the card much like a credit card when making purchases. And you can collect points that can be redeemed for free groceries and other items, much like many rewards credit cards. However, you won't be able to deposit or write cheques or use your prepaid card where Mastercard isn't accepted.
| Credit Score Needed → | 680 to 750 (fair to good) |
|---|---|
| Income Required → | Not applicable |
| Interest Rate → | 20.97% |
| Annual Fee → | $0 |
| Welcome Bonus → | $20 worth of PC Optimum points |
Get a credit card: Having a credit card, like a PC® Mastercard®, is an easy way to build good credit if you make your payments on time, every time. If you can't pay the full amount you owe, make at least the minimum payment.
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