Does home insurance cover rising damp?
No, most standard home insurance policies do not cover rising damp. This would be considered general wear and tear.
Are garages covered by home insurance?
Garages and sheds are sometimes included by Buildings Insurance. But you may need extra cover if they are not attached to your home. With Halifax Home Insurance Select, outbuildings are covered as standard.
How long do home insurance claims stay on record?
A claim will stay on record for up to 15 years after the policy has been cancelled.
Are new homes cheaper to insure?
Yes, new builds can be cheaper to insure. New build homes have modern windows and doors which can make them more secure.
See Also
What is buildings insurance?