Do you need travel insurance for Taiwan? (2024)

Do you need travel insurance for Taiwan?

While you may need a visa for Taiwan, there is no legal requirement to have travel insurance for entering Taiwan. That means nobody is going to ask you or care whether you have travel insurance or not. What is this? Getting travel insurance is a good idea for traveling anywhere in the world, not just Taiwan.

Is it OK to not have travel insurance?

If all of your reservations can be canceled without penalty, then trip cancellation or trip interruption coverage isn't necessary. But even if your trip isn't 100% refundable, insurance may not be necessary.

Is health insurance mandatory in Taiwan?

Any Taiwanese citizen whose household is registered in Taiwan must enroll in the National Health Insurance program when their six-month residency has been established. Those who are employed in Taiwan are not subject to the six-month wait.

What do you need to travel to Taiwan?

U.S. citizens seeking entry as tourists or visitors are required to present a valid passport that will remain valid for the period of intended stay. You must also possess a confirmed return or onward air ticket.

Do tourists need travel insurance?

As a general rule, travel insurance coverage is not mandatory to travel. However, some countries require travel insurance to enter. Travel advisories change constantly and the country you plan to visit for your next trip may implement a requirement on short notice.

What are two disadvantages travel insurance?

It can also be expensive, difficult to file claims, and not always cover the things you thought it would — or should.

Does my health insurance cover me when I travel internationally?

Generally, most domestic health insurance policies are not accepted abroad, so there is a benefit to purchasing travel medical insurance as a supplement to your health insurance coverage. The travel medical coverage is only valid while you're traveling.

What does Taiwan health insurance cover?

What is covered under NHI program? The coverage includes both inpatient and outpatient care, prescription drugs, traditional Chinese medicine, dental services and home nursing care. Please check the NHI Website for details. Patients have free choice of doctors and access to specialist treatment.

How does Taiwan health insurance work?

National Health Insurance

NHI is mainly financed through premiums, which are based on the payroll tax, and is supplemented with out-of-pocket payments and direct government funding. In the initial stage, fee-for-service predominated for public and private providers.

How to get Taiwan health insurance?

You can apply online or visit your local district office to apply for a NHI IC Card. For more information, please visit the National Health Insurance Administration, Ministry of Health and Welfare's website . You can apply online or visit your local district office to apply for a NHI IC Card.

What do US citizens need to travel to Taiwan?

If you wish to enter Taiwan as a tourist or short-term visitor (less than 90 days), you do not need a visa. No extensions or changes of status are permitted. For visa-waiver travel, your U.S. passport must be valid through the number of days you intend to stay.

Can I travel to Taiwan from USA now?

Most visitors from the United States, regardless of vaccination status, can enter Taiwan.

Can I drink the tap water in Taiwan?

Taiwan is generally considered to have safe tap water that is suitable for drinking. The tap water in Taiwan is subject to rigorous testing and treatment, and it meets international standards for drinking water quality. Residents and foreigners living in Taiwan commonly drink tap water without issues.

How much does travel insurance cost?

The average cost of travel insurance is about 3% to 5% of a trip's total value, according to quotes gathered by our research team across different travel insurance providers for various traveler profiles.

Can I buy travel insurance after departure?

It might be the case that you only remember about travel insurance when you're on the plane or even later when you're already abroad. In situations like this, it's still possible to get cover by buying specialist post-departure travel insurance – sometimes known as 'already travelling' insurance.

Is travel insurance good for international travel?

If you're traveling internationally, a policy that includes medical coverage can be a good choice, as your health insurance policy may not cover you outside of the country. Also factor in locational or seasonal concerns, such as hurricane season or civil unrest.

What are the two 2 basic types of travel insurance?

What type of travel insurance do I need? There are two main types of travel insurance: trip protection plans and travel medical plans.

What is the difference between travel insurance and travel health insurance?

Travel insurance covers medical emergencies and other trip disruptions. You get international health insurance if you are moving away for work, studying, retirement, etc. and will spend the majority of your time abroad.

Should I carry my Medicare card when traveling internationally?

Carry your insurance card and a claim form if your policy covers you outside the United States. Medicare does not cover medical care when you travel the United States. Visit Medicare.gov for more information. Some health insurance companies pay for “customary and reasonable” hospital costs abroad.

What happens if I get sick in a foreign country?

Special care if you become ill or injured while traveling

Contact the nearest U.S. Embassy or Consulate for a list of local healthcare providers and medical facilities. If your illness is serious, consular officers can help you find medical assistance. If you want, they can inform your family and friends.

What happens if you have a medical emergency in a foreign country?

Health Care Resources for Travelers

The nearest US embassy or consulate can help travelers locate medical services and notify your friends, family, or employer of an emergency. They are available for emergencies 24 hours a day, 7 days a week, overseas and in Washington, DC (888-407-4747 or 202-501-4444).

Do you have to pay for healthcare in Taiwan?

Taiwan Universal Health Care

The medical centres are then reimbursed for their fees by the National Health Insurance (NHI) system. Unlike some countries, however, visitors do not receive “free” healthcare; instead there is a system of “co-payments” which must be paid for care.

Is healthcare in Taiwan free?

Taiwan's national health insurance (NHI) provides universal, mandatory coverage. The single-payer system is funded primarily through payroll-based premiums, although the government provides generous premium subsidies for low-income households, civil servants, and others.

How much is health insurance in Taiwan?

Beginning in January 2024, the average monthly premium for individuals in categories 4 and 5 will be NT$2,160. It is entirely subsidized by the government. Since January 2021, the average premium for individuals in Category 6 has been NT$1,377, with 60% paid for by the individual (NT$826) and 40% by the government.

Is healthcare good in Taiwan?

The Taiwanese healthcare system is characterised by good accessibility, comprehensive population coverage, short waiting times, low cost, and national data collection systems for planning and research. Problems with the system include short consultation times time and poor gatekeeping of specialist services.