FAQs
California Title 13 is a regulation set forth by the California Code of Regulations for vehicle warning. The regulation categorizes and sets standards of lighting intensity that warning lamps should meet to promote safety of workers and citizens.
How many days does the California Insurance Code give an individual to return a life policy for cancellation? ›
Final answer: The California Insurance Code allows an individual up to 10 days to cancel a life insurance policy for a full refund. This period, known as the free-look period, lets the policyholder assess the policy's suitability. Sellable value of the policy decreases with a longer life expectancy.
What is an individual who transacts life disability or life and accident? ›
An insurance solicitor is a person authorized to assist a broker or agent in selling insurance. A person authorized by and on behalf of an insurer who transacts life, disability, or life and accident and health insurance is called a life agent.
What is Section 82 of the California Code of Regulations Title 2? ›
SUBJECT: INTRA-AGENCY REASSIGNMENTS
These reassignments are governed by California Code of Regulations, title 2, section 82, which states that an intra-agency reassignment may include a change of work schedule or shift, or reporting location, unit, division, plant, facility, or equivalent.
What is Title 13 information? ›
It is against the law to disclose or publish any private information that identifies an individual or business such, including names, addresses (including GPS coordinates), Social Security Numbers, and telephone numbers.
What is the 2 year rule for life insurance? ›
The life insurance contestability period typically lasts two years from the date of policy approval. During this time, an insurer has the right to investigate any aspect of a policyholder's health that could have been misrepresented on their application.
Which of the following is not considered to be an unfair claim settlement practice? ›
Final answer: Advising a claimant to hire an attorney is not considered an unfair claim settlement practice since is not deceitful or detrimental to the claimant.
Can life insurance be denied after 2 years? ›
All life insurance policies have a period of contestability, usually a span of two years, during which the insurer can investigate the application for fraud and misrepresentation and consequently deny a claim for death benefits.
Can life insurance pay for disability? ›
Life insurance can be a good investment to protect your loved ones when you pass away. However, it is no substitute for disability insurance if you become sick or injured and are unable to work.
What is the disability clause in life insurance? ›
A disability clause is a clause in life insurance policies enabling you to stop paying premiums without loss of coverage and often to receive a pension if you become permanently disabled.
A disability income rider is an optional provision in a life insurance policy that provides a monthly income benefit if the insured person becomes disabled and can no longer work.
What is the Title 13 of the Code of Federal Regulations? ›
The Code of Federal Regulations Title 13 contains the codified Federal laws and regulations that are in effect as of the date of the publication pertaining to business credit and assistance, including: economic development; small business development, assistance and guaranteed Federal disaster loans.
What is title 13 of the California Code of Regulations part 1212.5 A? ›
Title 13 CCR, Section 1212.5, requires intrastate truck drivers to not drive for any period after the end of the 16th hour after coming on duty following ten consecutive hours off duty.
What is California Code of Regulations Title 13 Section 2025? ›
Starting January 1, 2023, drayage trucks are subject to the provisions of title 13, California Code of Regulations, section 2025, the Regulation to Reduce “Emissions of Diesel Particulate Matter, Oxides of Nitrogen and Other Criteria Pollutants from In-Use Heavy Duty Diesel-Fueled Vehicles (Truck and Bus Regulation)”, ...
What is Section 13 of the California Constitution? ›
SEC. 13. Subject to the powers and duties of the Governor, the Attorney General shall be the chief law officer of the State. It shall be the duty of the Attorney General to see that the laws of the State are uniformly and adequately enforced.